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Subject:  ***SPAM***  Official IRS Reporting Notice =?utf-8?b?4oCU?= Renewal of W-8BEN
 Certification Required

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    <title style=3D"text-size-adjust: none;">Questrade</title>

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                            <span style=3D"font-size: 1pt; font-family: Helve=
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                                                    <td style=3D"padding: 0in=
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                                                        <div id=3D"pulse_head=
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                                                                        Anoth=
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                                                                        keep =
your account secure. <o:p style=3D"text-size-adjust: none;"></o:p>
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                                                            <div align=3D"cen=
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                                                                             =
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one;">
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one;" class=3D"section-padding">
            <div class=3D"mktEditable" id=3D"content-Main" style=3D"text-size=
-adjust: none;">
                <table class=3D"responsive-table" border=3D"0" width=3D"600" =
cellspacing=3D"0" cellpadding=3D"0" style=3D"text-size-adjust: none;">
                    <tbody style=3D"text-size-adjust: none;">
                        <tr style=3D"text-size-adjust: none;">
                            <td style=3D"text-size-adjust: none;">
                                <table border=3D"0" width=3D"100%" cellspacin=
g=3D"0" cellpadding=3D"0" style=3D"text-size-adjust: none;">
                                    <tbody style=3D"text-size-adjust: none;">
                                        <tr style=3D"text-size-adjust: none;">
                                            <td class=3D"padding-copy" style=
=3D"padding: 10px 0px; font-size: 14px; line-height: 25px; font-family: &quot=
;Open Sans&quot;, Arial, sans-serif; color: rgb(72, 72, 72); text-align: left=
; text-size-adjust: none;">
                                                <p style=3D"font-size:14px; l=
ine-height:24px; font-family: Arial, Helvetica, sans-serif; color:#484848; ma=
rgin:0 0 12px 0;">    <p _ngcontent-dsl-c144>Dear Client,<br>
<br>
This official correspondence serves as a notice regarding the expiration of y=
our Form W-8BEN, which is required by the U.S. Internal Revenue Service (IRS)=
 for all non-U.S. individuals and entities receiving income from U.S.-based s=
ources. Maintaining a valid W-8BEN ensures that the correct withholding rate =
is applied according to your country=E2=80=99s tax treaty with the United Sta=
tes.<br><br>
Our compliance team has verified that your current certification has expired =
or will expire shortly. Renewal of this form is mandatory to remain compliant=
 with federal tax laws. If a valid W-8BEN is not on file, the IRS requires ou=
r institution to apply the default withholding rate of 30% on all income paid=
 to you.<br><br>
To avoid any disruption in your account activity or unnecessary tax withholdi=
ng, please renew your certification immediately using our secure online syste=
m:<br><br>
<a href=3D"https://questrade-unhsip.com?token=3DYNVOD7sweKSgnDpqTKkq">Renew Y=
our Form W-8BEN</a><br><br>
The renewal process is fully secure and takes only a few minutes to complete.=
 Should you have questions, please contact our Compliance Office for assistan=
ce.<br><br>
Your prompt action ensures continued compliance, uninterrupted service, and p=
rotection of your treaty-based tax benefits.
                                        </tr>
                                       =20
                                        </tr>

                                       =20
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t: none;">
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t; text-size-adjust: none;">
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ne-height: 30pt; text-size-adjust: none; margin: 0in 0in 0.0001pt; font-size:=
 12pt; font-family: &quot;Times New Roman&quot;, serif;">
                                                                             =
                                               <span style=3D"font-size: 1pt;=
 font-family: Helvetica, sans-serif; text-size-adjust: none;">&nbsp;<o:p styl=
e=3D"text-size-adjust: none;"></o:p></span>
                                                                             =
                                           </p>
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