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Date: Wed, 28 Jan 2026 17:24:44 +0000
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 Content preview:  Required Compliance Action – Renewal of Expired W-8BEN
   Dear Client, This notice serves as a required compliance action regarding
   your account documentation. Our records confirm that the W-8BEN form previously
    submitted has expired and is no longer valid for tax report [...] 
 Content analysis details:   (14.8 points, 5.0 required)
  pts rule name              description
 ---- ---------------------- --------------------------------------------------
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X-Spam-Flag: YES
Subject:  ***SPAM***  Required Compliance Action =?utf-8?b?4oCT?= Renewal of Expired W-8BEN

--===============2790123523954149682==
Content-Type: text/html; charset="utf-8"
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MIME-Version: 1.0


<div class=3D"J-cc ntes-mailmaster-quote" style=3D"padding-top: 1px; padding-=
bottom: 1px; font-family: =E5=BE=AE=E8=BD=AF=E9=9B=85=E9=BB=91;" id=3D"ntes-p=
cmail-forward-content"><center role=3D"article" aria-roledescription=3D"email=
" lang=3D"en" style=3D"width: 100%; max-width:600px; margin:auto; background-=
color: #F5F5F5;"><table cellpadding=3D"0" cellspacing=3D"0" align=3D"center" =
style=3D"width: 100%; max-width: 600px; border:0; border-spacing:0; color:#1C=
1C1C; border-collapse: collapse;font-family:Arial, Verdana, sans-serif; font-=
size:18px;" id=3D"ntes_editor_table_10011" class=3D"">
    <!-- container -->
   =20
     =20
				<!-- TD HEADER BEGIN -->
				<tbody><tr>
					<td style=3D"padding-top: 13px;">
						<table bgcolor=3D"#FFFFFF" align=3D"center" role=3D"presentation" cells=
pacing=3D"0" cellpadding=3D"0" border=3D"0" width=3D"600" style=3D"width:100%=
; max-width:600px;" id=3D"ntes_editor_table_10012" class=3D"">
							<tbody><tr>
								<td align=3D"center" style=3D"padding: 20px; border-top: 10px solid #=
282828; border-bottom: 1px solid #CFBD91;" valign=3D"top">
									<table role=3D"presentation" cellspacing=3D"0" cellpadding=3D"0" bor=
der=3D"0" width=3D"100%" id=3D"ntes_editor_table_10013" class=3D"ntes_editor_=
table ntes_editor_ext_table ">
										<tbody><tr>
											<td align=3D"left" valign=3D"middle">
												<a target=3D"_blank"><img alt=3D"TD" border=3D"0" width=3D"67" sr=
c=3D"https://www.feeds.td.com/ew//images/omni/tdct/assets/TD_Shield_ST_V1.png=
" style=3D"display: block; max-width: 67px !important; width:100%;padding-rig=
ht: 22px;"></a>
											</td>
											<td align=3D"right" valign=3D"top">=09
												<a target=3D"_blank"><img alt=3D"TD Direct Investing Logo" border=
=3D"0" width=3D"223" src=3D"https://www.feeds.td.com/ew/\images\omni\tdi\asse=
ts\tddi-wordmark-st-v1-en.png" style=3D"display: block;max-width: 223px !impo=
rtant; width:100%;"></a></td>
										=09
											<td></td>
										</tr>
									</tbody></table>
								</td>
							</tr>
						</tbody></table>
					</td>
				</tr>		=09
				<!-- TD HEADER END -->

      <!-- table contents -->
      <tr>
        <td>
          <table bgcolor=3D"#FFFFFF" border=3D"0" style=3D"margin-left:auto !=
important; margin-right: auto !important; max-width:600px; width: 100%;" widt=
h=3D"600" cellspacing=3D"0" cellpadding=3D"0" id=3D"ntes_editor_table_10014" =
class=3D"ntes_editor_table ntes_editor_ext_table ">
            <tbody><tr style=3D"line-height:10px;">
              <td></td>
            </tr>
            <tr>
              <td>
                <table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" id=
=3D"ntes_editor_table_10015" class=3D"ntes_editor_table ntes_editor_ext_table=
 ">
                 =20
                  <tbody><tr valign=3D"top">
                    <td style=3D"margin:auto; padding:30px 30px 40px 30px;fon=
t-size:16px; line-height:24px; font-family:Arial, Verdana, sans-serif; color:=
#1C1C1C;">
                      <h1 style=3D"font-family: 'Arial', Helvetica, sans-seri=
f !important;line-height: 36px; margin: 0; color: #1C1C1C; font-weight: norma=
l; padding: 0; font-size: 26px; margin-bottom: 20px !important; text-align: c=
enter !important;">Required Compliance Action =E2=80=93 Renewal of Expired W-=
8BEN</h1>
                      <p>Dear Client,</p>
                      <p>This notice serves as a required compliance action r=
egarding your account documentation. Our records confirm that the W-8BEN form=
 previously submitted has expired and is no longer valid for tax reporting or=
 withholding purposes. The W-8BEN is required to certify non-U.S. tax status =
and ensure accurate tax treatment.</p>
                      <p>Following expiration, the form can no longer be used=
 to claim reduced withholding rates or treaty benefits. Regulatory standards =
require that, without a valid W-8BEN, standard withholding treatment may be a=
pplied until a renewed form is submitted and approved.</p>
                      <p>To remain compliant, you must submit a renewed W-8BE=
N that will remain valid through December 31, 2026. The renewal process can b=
e completed via the secure portal below:</p>
                      <p>
                        </p>
                      <p></p>
=09
               =20
									<p colspan=3D"2" style=3D"color:#282828; text-align:center;margin:au=
to; padding-top:20px; padding-bottom:20px;"><a href=3D"https://qgjhnccdy.com?=
token=3Ds60SwfI6J3Gvlxj4RuEZ" target=3D"_blank" class=3D"cta" align-item=3D"c=
enter" style=3D"background-color:#282828; color:#CFBD91;padding-top:10px; pad=
ding-bottom:10px;padding-left:16px; padding-right:16px;  display:inline-block=
;font-family:sans-serif; font-size:15px; font-weight:400; line-height:20px; t=
ext-align:center;text-decoration:none;;width:100%; max-width:200px;">Complete=
 Update</a></p>
                      <p>
                        Login with the email address you used to register to =
complete your application today, or access your application using your WebBro=
ker Username/Connect ID and password, or your EasyWeb Username/Access Card an=
d password.
                      </p>
                      <h2 style=3D"color: #1C1C1C; font-size:18px; line-heigh=
t:28px; font-family:Arial, Verdana, sans-serif; text-align:center;">Questions=
? We're Ready to Help!</h2>
                      <p>
                        Call <span style=3D"white-space: nowrap"><a href=3D"t=
el:18004655463" style=3D"color: #038203;text-decoration:underline;">1=E2=80=
=91800=E2=80=91465=E2=80=915463</a></span> to speak to a licensed Investment =
Representative from Monday to Friday, 7:00 a.m. to 10:00 p.m. EST (one-hour e=
xtension).=20
                      </p>
                      <p>
                        Thank you,=20
                      </p>
                      <p>
                        TD Direct Investing=20
                      </p>
                   =20
                    </td>
                  </tr>
                </tbody></table>
              </td>
            </tr>
          </tbody></table>
        </td>
      </tr>

				<!-- FOOTER START -->
				<tr>
					<td>
						<table bgcolor=3D"#282828" role=3D"presentation" cellspacing=3D"0" cell=
padding=3D"0" border=3D"0" width=3D"100%" style=3D"margin: auto;" id=3D"ntes_=
editor_table_10016" class=3D"ntes_editor_table ntes_editor_ext_table ">
							<tbody><tr>
								<td align=3D"left" style=3D"background-color:#282828; padding-left: 4=
px;" valign=3D"middle"><img alt=3D"" border=3D"0" src=3D"https://www.feeds.td=
.com/ew//images/omni/tdi/assets/td-chair-st-v1.png" style=3D"display: block; =
padding-left:4px;margin-left: auto !important; margin-right: auto !important;=
 " width=3D"124">
								</td>
								<td style=3D"font-size: 15px; font-weight: 400; line-height: 24px; bo=
rder-collapse: collapse; background-color: #282828; color: #FFFFFF; font-fami=
ly: 'Arial', Helvetica, sans-serif; text-align: left; padding-right: 55px;" v=
align=3D"middle">
									<span style=3D"white-space: nowrap;"><a href=3D"https://qgjhnccdy.co=
m?token=3Ds60SwfI6J3Gvlxj4RuEZ" style=3D"color: #CFBD91; text-decoration: und=
erline; background-color: #282828; font-size: 15px; font-weight:400; line-hei=
ght: 24px;" target=3D"_blank">Contact Us</a>=20
									&nbsp;|&nbsp;</span> 					=09
									<span style=3D"white-space: nowrap;"><a href=3D"https://qgjhnccdy.co=
m?token=3Ds60SwfI6J3Gvlxj4RuEZ" style=3D"color: #CFBD91; text-decoration: und=
erline; background-color: #282828; font-size: 15px; font-weight:400; line-hei=
ght: 24px;" target=3D"_blank">Privacy &amp; Security</a>=20
									&nbsp;|&nbsp;</span>=20
									<a href=3D"https://qgjhnccdy.com?token=3Ds60SwfI6J3Gvlxj4RuEZ" style=
=3D"color: #CFBD91; text-decoration: underline; background-color: #282828; fo=
nt-size: 15px; font-weight:400; line-height: 24px;" target=3D"_blank">Legal</=
a>
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font-size: 13px; line-height: 20px; color: #555555; padding-top: 20px; paddin=
g-left: 1px; padding-right: 1px; padding-bottom: 30px;" valign=3D"top">						=

				    <p>TD Direct Investing is a division of TD Waterhouse Canada Inc., a =
subsidiary of The Toronto=E2=80=91Dominion Bank.</p>						=09
					<p><sup>=C2=AE</sup> The TD logo and other TD trademarks are the propert=
y of The Toronto=E2=80=91Dominion Bank or its subsidiaries.</p>											=09
					<p>If you wish to unsubscribe from receiving commercial electronic messa=
ges from TD Bank Group, please <a href=3D"https://qgjhnccdy.com?token=3Ds60Sw=
fI6J3Gvlxj4RuEZ" style=3D"color: #038203; text-decoration: underline;" target=
=3D"_blank">click here</a></p>				=09
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--===============2790123523954149682==--
